401(k) Rollover to IRA

JGM Wealth Management, LLC makes rolling over an old retirement savings plan from a former employer easy for you. What you gain from a 401(k) rollover… 

Get more flexibility with your investments

With an IRA, you have the freedom to select from a wider range of investments than most employer-sponsored plans typically offer.

See your entire retirement picture in a single view

When all of your retirement savings are in one place, it's easier to manage your accounts and monitor your progress.

Keep your retirement savings tax-advantaged

Just like your 401(k), 403(b), or other retirement plan, an IRA offers important tax benefits.

Account features

May be appropriate for

  • Individuals who have changed jobs or retired and have left savings in a former employer’s workplace savings plan (i.e., 401(k), 403(b), governmental 457(b))

Advantages over a workplace plan

  • Freedom from restrictions that may be present in your workplace savings plan
  • The ability to withdraw penalty-free for a first-time home purchase or qualified education expenses
  • Access to a wide range of ‘no load’ mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs

Tax benefits

  • A Rollover IRA is a type of Traditional IRA with the same tax benefits including potential tax-deferred growth of savings

Withdrawals

  • 10% early withdrawal penalty may apply for withdrawals taken prior to age 59½ if no exceptions apply
  • Minimum required distributions starting at age 70½

Support and guidance

  • One-on-one guidance along with research and tools to help you create a long-term plan and make investment selections for the plan

Note: Information deemed accurate but not guaranteed. All investing is subject to risk, including the possible loss of the money you invest.

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